Online banking is a service that allows you to access your bank accounts and perform various transactions from anywhere and anytime using a computer, smartphone, or other device with an internet connection. Online banking can offer many benefits, such as saving time, reducing fees, and enhancing security. However, not all online banking services are created equal. Some may have limited features, poor customer service, or hidden charges. That’s why you need to choose a reliable and reputable online banking provider that can meet your needs and expectations.
One of the online banking providers that stands out from the crowd is Investar Bank, a full-service community bank that operates in Louisiana, Texas, and Alabama. Investar Bank offers personal online banking as a free service for its customers, allowing them to enjoy a range of features and benefits that make their banking easier and more convenient. In this article, we will explore some of the main features and benefits of Investar online banking and how you can enroll and use it.
Features of Investar Online Banking
Investar online banking provides you with 24/7/365 access to your accounts and allows you to perform various transactions and tasks online. Some of the features of Investar online banking are:
- Account overview: You can view your account balances, transactions, statements, and alerts on a single dashboard. You can also download your account information in various formats, such as PDF, CSV, or Quicken.
- Bill pay: You can pay your bills online to any person or business in the US. You can schedule one-time or recurring payments, view your payment history, and set up reminders and notifications. You can also enroll in e-bills to receive your bills electronically from participating billers.
- Funds transfer: You can transfer funds between your Investar accounts or to other accounts at other financial institutions. You can also send money to anyone with an email address or mobile phone number using Zelle®, a fast and secure way to send and receive money.
- Mobile deposit: You can deposit checks into your Investar accounts using your smartphone or tablet. All you need to do is take a picture of the front and back of the check, enter the amount, and submit it for processing. You can also view your deposit history and status online.
- Card management: You can manage your Investar debit cards online. You can activate or deactivate your cards, report them lost or stolen, request replacements, set up travel notifications, and customize your card settings and preferences.
- Alerts: You can set up alerts to notify you of important account activities or events, such as low balance, large withdrawal, due date, or suspicious activity. You can choose to receive alerts via email, text message, or push notification.
- Security: You can protect your online banking account with various security features, such as username and password, security questions, biometric authentication (fingerprint or face recognition), encryption, firewall, anti-virus software, and automatic logout.
Benefits of Investar Online Banking
Investar online banking offers many benefits for its customers, such as:
- Convenience: You can access your accounts and perform transactions anytime and anywhere you have an internet connection. You don’t have to visit a branch or ATM, write checks, mail payments, or wait in line.
- Efficiency: You can save time and money by using online banking. You can avoid fees for paper statements, check orders, overdrafts, late payments, or ATM withdrawals. You can also reduce paper clutter and environmental impact by opting for electronic statements and bills.
- Control: You can monitor your accounts and transactions more closely and easily with online banking. You can track your spending habits, budget your income and expenses, set financial goals, and manage your cash flow. You can also detect and prevent fraud or errors by reviewing your account activity regularly and setting up alerts.
- Support: You can get help and support from Investar Bank’s friendly and professional staff whenever you need it. You can contact them by phone, email, chat, or social media. You can also access FAQs, tutorials, tips, and other resources on their website.
How to Enroll in Investar Online Banking
If you are a customer of Investar Bank and you want to enroll in online banking, you can follow these simple steps:
- Visit the Investar Bank website and click on “Enroll” under the “Online Banking Login” section.
- Choose “Personal” as your account type and enter your social security number (SSN), account number (checking or savings), email address (the one on file with the bank), date of birth (MM/DD/YYYY), zip code (the one on file with the bank), mother’s maiden name (the one on file with the bank), last deposit amount (the amount of your last deposit to your account), and last withdrawal amount (the amount of your last withdrawal from your account).
- Click on “Continue” and follow the instructions to create your username and password, set up your security questions and answers, and agree to the terms and conditions.
- Once you complete the enrollment process, you can log in to your online banking account using your username and password.
Investar online banking is a convenient and secure way to manage your money online. It offers a range of features and benefits that can help you save time, reduce fees, enhance security, monitor your accounts, and achieve your financial goals. If you are a customer of Investar Bank, you can enroll in online banking for free and enjoy the brilliant banking experience that Investar Bank provides. To learn more about Investar online banking, visit their website or contact their customer service.